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Ron Wolff, DMD
Attn: Dr. Ron Wolff
Wyoming Family Dentistry
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2026 Contribution Limits
$24,500
2026 base employee deferral limit
Employer Contributions
3% + Profit Sharing
Wyoming Family Dentistry contributes 3% of your pay no matter what you put in, and may add a profit-sharing bonus some years
Vesting Schedule
Varies by Source
The guaranteed 3% is yours right away. Profit sharing takes up to 4 years to fully own
Investment lineup
| Fund name | Category | Ticker | Expense ratio |
|---|---|---|---|
| Stability & Bonds | |||
| Voya Fixed Account | Stability of Principal | -- | N/A |
| AB Global Bond Fund - Class Z | Bonds | ANAZX | 0.62% |
| DFA Inflation-Protected Securities Portfolio - Inst Class | Bonds | DIPSX | 0.11% |
| PGIM High Yield Fund - Class R6 | Bonds | PHYQX | 0.42% |
| Victory Pioneer Strategic Income Fund - Class R6 Shares | Bonds | STRKX | 0.55% |
| Voya Intermediate Bond Fund - Class R6 | Bonds | IIBZX | 0.35% |
| Asset Allocation (LifeStrategy & Target Date) | |||
| Vanguard® LifeStrategy® 20/80 Fund - Investor Shares | Asset Allocation | VASIX | 0.11% |
| Vanguard® LifeStrategy® 40/60 Fund - Investor Shares | Asset Allocation | VSCGX | 0.12% |
| Vanguard® LifeStrategy® 60/40 Fund - Investor Shares | Asset Allocation | VSMGX | 0.12% |
| Vanguard® LifeStrategy® 80/20 Fund - Investor Shares | Asset Allocation | VASGX | 0.13% |
| Vanguard® Target Retirement Income Fund | Target Date | VTINX | 0.08% |
| Vanguard® Target Retirement 2020 Fund | Target Date | VTWNX | 0.08% |
| Vanguard® Target Retirement 2025 Fund | Target Date | VTTVX | 0.08% |
| Vanguard® Target Retirement 2030 Fund | Target Date | VTHRX | 0.08% |
| Vanguard® Target Retirement 2035 Fund | Target Date | VTTHX | 0.08% |
| Vanguard® Target Retirement 2040 Fund | Target Date | VFORX | 0.08% |
| Vanguard® Target Retirement 2045 Fund | Target Date | VTIVX | 0.08% |
| Vanguard® Target Retirement 2050 Fund | Target Date | VFIFX | 0.08% |
| Vanguard® Target Retirement 2055 Fund | Target Date | VFFVX | 0.08% |
| Vanguard® Target Retirement 2060 Fund | Target Date | VTTSX | 0.08% |
| Vanguard® Target Retirement 2065 Fund | Target Date | VLXVX | 0.08% |
| Vanguard® Target Retirement 2070 Fund | Target Date | VSVNX | 0.08% |
| American Funds American Balanced Fund® - Class R-6 | Balanced | RLBGX | 0.25% |
| Large Cap | |||
| American Funds Washington Mutual Investors Fund - Class R-6 | Large Cap Value/Blend | RWMGX | 0.26% |
| Vanguard® 500 Index Fund - Admiral™ Shares | Large Cap Value/Blend | VFIAX | 0.04% |
| American Funds AMCAP Fund® - Class R-6 | Large Cap Growth | RAFGX | 0.28% |
| Small / Mid / Specialty | |||
| ClearBridge Small Cap Growth Fund - Class IS | Small/Mid/Specialty | LMOIX | 0.85% |
| DFA Real Estate Securities Portfolio - Institutional Class | Small/Mid/Specialty | DFREX | 0.18% |
| DFA U.S. Targeted Value Portfolio - Institutional Class | Small/Mid/Specialty | DFFVX | 0.29% |
| Eaton Vance Atlanta Capital SMID-Cap Fund - Class R6 | Small/Mid/Specialty | ERASX | 0.86% |
| MFS® Mid Cap Value Fund - Class R6 | Small/Mid/Specialty | MVCKX | 0.72% |
| PIMCO Commodity and Real Return Bond Alpha Fund - Inst Class | Small/Mid/Specialty | PCRIX | 0.74% |
| Vanguard® Morningstar Mid-Cap Index - Admiral™ Shares | Small/Mid/Specialty | VIMAX | 0.05% |
| Vanguard® Morningstar Small-Cap Index - Admiral™ Shares | Small/Mid/Specialty | VSMAX | 0.05% |
| Global / International | |||
| American Funds New Perspective Fund® - Class R-6 | Global/International | RNPGX | 0.40% |
| American Funds New World Fund® - Class R-6 | Global/International | RNWGX | 0.57% |
| DFA International Core Equity 2 Portfolio - Institutional | Global/International | DFIEX | 0.30% |
| Vanguard® Total International Stock Index Fund - Adm™ Sh | Global/International | VTIAX | 0.11% |
Source: Voya Financial, Wyoming Family Dentistry 401(k), June 30, 2026. Returns shown are trailing period total returns. Past performance is not a guarantee of future results.
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